ONLINE COURSE AGREEMENT
PURPOSE

Client wishes to enrol in one of the Wealth Well™ suite of online courses (Wealth Wellness, Wealth Strategy, Wealth Creation, or the full Wealth Well™ program) in order to receive holistic wealth education and coaching. Coach agrees to provide such services in accordance with the terms of this Agreement.

By enrolling in any course, Client confirms they have read, understood, and agreed to accept all terms and conditions in this Agreement.

TERMS OF AGREEMENT
Package

Client has chosen Coach’s Wealth Well™ Course or one of its standalone mini-courses: Wealth Wellness, Wealth Strategy, or Wealth Creation.

Term

Access to the chosen course is for lifetime use, beginning on the date of purchase. Any live or bonus components (such as group sessions or coaching calls) may be time-limited as communicated at the time of purchase.

Services

Depending on the package selected, Services may include:

Pre-recorded video lessons

Built-in activities, journal prompts, and worksheets

Access to the Resource Vault (meditations, visualizations, financial calculators, tools)

Optional group coaching sessions (if applicable)

A complimentary 1:1 strategy call if specified as part of the offer

Additional Services

Coaching outside the scope of the purchased program (e.g. private 1:1 calls or Voxer access) will be considered “Additional Services” and billed separately. Current rates are:

$222 USD for a 45-minute strategy call

$1,000 USD for Voxer coaching (pricing subject to change)

PAYMENT
Fees

In exchange for Services, Client agrees to pay the advertised course fee at checkout plus any applicable taxes. Fees differ depending on the package selected.

Payment Schedule

Payment is due in full at checkout unless a payment plan option is offered. Payment plans (when available) must be completed in full regardless of Client participation.

Late Payments

If any payment is not received on the due date, Coach may suspend Services until all outstanding payments are received.

Payment Authorization

Client authorizes Coach (and any third-party processors used by Coach) to charge all payments as scheduled. Client must update payment information immediately if their payment method changes.

RESCHEDULING, CANCELLATION & REFUNDS

No Rescheduling: As the courses are self-paced and pre-recorded, no rescheduling applies. Live or bonus calls (if included) cannot be rescheduled.

Cancellation by Client: All sales are final. No refunds will be granted for cancellations or non-participation.

Cancellation by Coach: If Coach must cancel delivery of Services in full, a pro-rated refund will be issued for undelivered content.

Refund Policy: No refunds are provided unless required by law. Coach may, in their sole discretion, issue partial refunds in exceptional circumstances.

CONFIDENTIALITY & PRIVACY

All personal and financial information shared during the course will be treated as confidential. Client consents to Coach collecting and storing personal information for the purpose of delivering Services. Client acknowledges use of third-party platforms (e.g. Thrivecart, Zoom, Voxer) and agrees Coach is not responsible for third-party terms or privacy policies.

INTELLECTUAL PROPERTY

All course content, including videos, workbooks, worksheets, templates, and resources, remain the sole property of Coach. Client receives a limited, non-transferable license for personal use only. Client may not copy, distribute, sell, or share course materials.

Recordings provided by Coach are for personal use only and may not be shared. Client is not permitted to record any course content or coaching calls without written permission.

DISCLAIMERS

Medical Disclaimer: Coach is not a medical or mental health professional. Nothing in the course should be taken as medical advice.

Financial Disclaimer: Coach is not providing individual financial, legal, tax, or accounting advice. All information is educational only.

No Guarantees: Coach makes no guarantee of specific results, earnings, or outcomes. Results vary depending on individual effort and circumstances.

RELEASE & LIMITATION OF LIABILITY

Client releases and indemnifies Coach and all related parties from liability for any damages arising from participation in the course. Liability, if ever established, will not exceed the amount paid by Client for the course.

GENERAL

Independent Contractor: The relationship is that of independent contractor; not employee, joint venture, or partnership.

Governing Law: This Agreement is governed by the laws of Ontario, Canada. Disputes will be resolved in Toronto, Ontario.

Dispute Resolution: The Parties agree to attempt mediation before litigation.

Force Majeure: Neither Party is liable for delays caused by circumstances beyond reasonable control (e.g. pandemics, natural disasters, etc.).

Severability: If any provision is found unenforceable, the remainder still applies.

Entire Agreement: This Agreement is the full understanding between the Parties.

Amendments: Any changes must be in writing and agreed to by both Parties.

Survival: Confidentiality, disclaimers, and indemnities survive termination of this Agreement.

By enrolling, Client acknowledges and agrees to the above terms.