PURPOSE

Client wishes to purchase The Confident Investor Playbook, and Coach has agreed to provide access to the program materials and services as described below, in accordance with the terms of this Agreement. For mutual consideration, the receipt and sufficiency of which is acknowledged, the Parties agree to the terms and conditions set out below.

By signing this Agreement, Client confirms that they have read, understood, and agreed to accept all of the terms and conditions in this Agreement.

TERMS OF AGREEMENT

Program Description
Client is purchasing The Confident Investor Playbook, a self-paced digital program aimed at empowering participants to develop confidence and foundational knowledge in investing.

Lifetime Access
Upon payment, Client will receive lifetime access to The Confident Investor Playbook materials, including any related resources, unless otherwise stated or modified at the sole discretion of Coach.

Services
As part of The Confident Investor Playbook, Client will receive access to the following resources (“Services”):

5 Webinar-Style Video Lessons – A series of pre-recorded video lessons covering key investment principles and strategies.
Comprehensive Workbook – A workbook designed to guide Client through the investment process, with exercises and prompts.
Investing Glossary – A glossary of essential investing terms to support Client’s understanding and confidence.
Notion Template – A customizable Notion template for tracking current stocks and creating a “wish list” for future investments.
Investing Checklist – A detailed checklist to help Client stay organized and methodical in their investment process.
1-Day Voxer Support Session – A one-time, 1-day session of voice and text support through the Voxer app for follow-up questions, personalized insights, and clarity on course topics.
Optional Add-Ons – Any optional resources or features related to this program that may be added at an additional cost, as mutually agreed upon by Client and Coach.
Additional Services
Any additional coaching, consulting, or services outside the scope of The Confident Investor Playbook will be considered “Additional Services” and will incur an additional hourly fee, as discussed and agreed upon by Client and Coach in writing.

PAYMENT

Fees
The original fee for The Confident Investor Playbook is $499 USD. However, if Client is eligible for a limited-time promotional discount, the fee will be $249 USD, payable in full upon signing this Agreement. Payment is required to access the program.

Payment Method
Payment may be made via Stripe, Visa, Mastercard, AMEX, or other mutually agreed-upon payment methods. This payment is non-refundable unless otherwise specified within this Agreement.

Non-Refundable
All sales are final for The Confident Investor Playbook. Once payment is received and access is granted, no refunds will be issued.

RESCHEDULING, CANCELLATION, AND REFUNDS

Cancellation by Client
Due to the digital nature of The Confident Investor Playbook, no refunds or cancellations are permitted once payment has been made and access to the materials has been granted.

Cancellation by Coach
If Coach must cancel access to the program due to unforeseen circumstances, Coach will provide a refund for the program fee or offer access to a comparable program at Coach’s discretion.

CONFIDENTIALITY AND PRIVACY

Confidentiality and Non-Disclosure
Client agrees that the materials provided in The Confident Investor Playbook are for personal use only and will not be reproduced, shared, or distributed to third parties without express written permission from Coach.

Privacy Policy
Coach will collect and store Client’s personal information for the purposes of delivering the program, processing payments, and maintaining records of program participation. Client consents to the use of their information as outlined in Coach’s Privacy Policy and acknowledges the use of third-party platforms necessary to deliver the program.

INTELLECTUAL PROPERTY

Ownership and Use of Materials
All materials provided as part of The Confident Investor Playbook, including video lessons, templates, workbooks, and additional resources, remain the intellectual property of Coach. Client is granted a limited, non-exclusive license to use the materials for personal purposes only and agrees not to copy, share, or distribute the materials.

RELEASE, INDEMNITY, AND WAIVER

Assumption of Risks
Client acknowledges that investing involves inherent risks and that Coach does not provide any guarantee of investment success or financial outcome. Client assumes all responsibility for their own investment decisions and agrees to release Coach from any liability related to investment decisions made based on The Confident Investor Playbook.

Professional Disclaimer
Client acknowledges that Coach is not providing legal, financial, investment, tax, or accounting advice. The Confident Investor Playbook is for general informational and educational purposes only, and it is recommended that Client consults with qualified professionals before making any financial decisions.

No Earnings Guarantee
Coach makes no guarantee of any financial outcome, including but not limited to income growth or investment returns, as a result of Client’s participation in The Confident Investor Playbook. Results will vary based on individual circumstances and actions.

GENERAL

Governing Law
This Agreement is governed by the laws of Ontario, Canada, and disputes will be settled in Toronto, Ontario.

Full Agreement
This Agreement constitutes the complete understanding between Coach and Client for The Confident Investor Playbook, superseding all prior discussions or agreements.

Counterparts and Electronic Signing
This Agreement may be signed electronically and/or in counterparts that, when taken together, constitute a fully signed and binding Agreement.

By signing below, Client and Coach confirm their understanding and agreement to the terms set forth in this Agreement.